Articles Of Law

posted by Admin on Mar 2

So, you’ve decided to buy a house, but you are totally clueless on where to begin. Relax. Like most first time home buyers, you may need assistance and guidance in purchasing that perfect house. Here some information that may help you along the buying process and give you a head start.

Steps You Can Take

1. Determine your wants and needs before buying a home. You need to identify what type of house you want and decide on a neighborhood or community that you’re interested to live in.  This will make searching for a house easier.
2. Manage your finances before applying for a mortgage. Credit reports play an important role in the process of mortgage approval and will help determine the loan terms that a lender will give you.
3. Get a realtor.  A real estate agent can give you guidance to many things you might be looking for in a property.
4. See houses. After deciding what kind of house you want and know where you stand financially, you can start your house search.
5. Get pre-approved for a mortgage. Shop around to determine which lender is best for your needs.
6. Make an offer and negotiate and settle on a price. Compare the house to recent sales in the area. If the seller is asking for a price above recent sale prices in the area, you should bid lower than their asking price, citing this difference as your reason.
7. Get a Home Inspection. It’s customary to have a home inspection to evaluate the structural integrity of a house.
8. Closing the Deal. The seller’s agent draws up a contract specifying the terms and a closing date. When you sign this contract, you have officially agreed to purchase the home.

 Added Tips

• Never hesitate to ask questions. This will help you stay informed and understand the entire home buying process.
• Use a checklist and make notes about the homes you visit.
• Relax and enjoy.

If you or someone you know is a first time home buyer and would like to know the legal proceedings on how to purchase a house, you can get legal assistance from an experienced real estate attorney.

Click here to get more information on real estate and buying a home.

This article is not intended to replace legal advice.

posted by CharmaineSmith on Jul 7

The Supreme Court could, if it so chooses, soon weigh in again on the question of whether 10 jury votes out of 12 is enough to secure a criminal conviction. Scott Bowen, an Oregon man sentenced to 17 years in prison for sex offenses …

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Should '10 Angry Men' Be Enough to Convict? – Law Blog – WSJ

posted by JamesHawthorne on Jul 6

The law firm Bingham McCutchen agreed to acquire McKee Nelson, a boutique practice that has been hit hard by the financial crisis,The American Lawyer’s AmLaw Daily reported Monday.

Read more: 
Bingham McCutchen to Acquire Boutique Law Firm – DealBook Blog …

posted by IshakIman on Jul 5

Note: There is a poll embedded within this post, please visit the site to participate in this post’s poll. I usually oppose all new taxes, but there is growing sentiment that online retailers should collect sales tax in each state they do business in and forward that money to the respective states

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Should Internet sales in California be taxed?

posted by BenJordan on Jul 5

Divorced since 1993, Bloomberg plans to be in the public eye for a long time: Last fall, New York’s City Council passed a law allowing him to run for a third term l ater this year….

Here is the original: 
10 Billionaire Bachelors And Bachelorettes

posted by KiGray on Jul 4

Thinking about our own death isn’t easy. Most of us feel a sense of discomfort when asked to consider what will happen after we die.

Read more from the original source: 
Making a Will (UK Law)

posted by MichaelGoldstein, on Jul 2

by Josh Ramos If bankruptcy has been on your mind, then you are obviously in a serious financial mess. You’re struggling to pay your monthly bills because you have accumulated too much credit card debt due to uncontrolled spending. Or perhaps you have to pay back hospital bills because of an unexpected medical emergency.

Go here to read the rest:
Are you trying to file bankruptcy without a lawyer?

posted by ErenAnil on Jul 1

The Korea Timesreports on the Korean Ministry of Public Administration and Security expanding the list of companies regulated by the country’s Information and Communications Network Law.The number of companies affected by the law will expand to 220,000 starting next month, the ministry said, with refineries, real estate brokers, marriage agencies, job information centers, movie theaters and video rental stores among the new additions.These businesses will be subject to fines or criminal charges

Here is the original: 
Korea Times: Customer Database to Get Better Protection

posted by NickNikolis on Jul 1

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Excerpt from: 
get rich quick with w/2 numeracy strategy – ResearchIndex document

posted by RaySubs on Jun 29

While reading  this story about changes in the water rights law of western states , [h/t Instapundit ] this bit at the end caught my eye. Ms. Fitzgerald, an associate professor of sociology at Fort Lewis College in Durango, still lives the unwired life with her own family now, growing most of her own food and drinking and bathing in filtered rainwater.

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My Solar-Powered Flashlight and My Wind-Powered Fan